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“Employers are focusing on strategies
to minimize the financial impact and maximize the value added recruiting and
retention features of employee benefit plans.”
InterBusiness Issues, April 2003
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Margo
R. Marx |
The most
remarkable advantage of working with the team of specialists at Managed
Benefits Agency, Inc., is the reputation the firm has in the community
for providing superior expertise and service. We have the privilege of
developing long-term relationships with our clients and delivering
cutting edge services in the context of a changing industry.
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Individual Health Insurance
Individual medical expense insurance is a personally purchased contract of
health insurance that provides insureds with the financial resources to pay
for or access medical services required by illness, injury, or the
maintenance of well-being. The contract often includes family members who
may be covered together with or separately from the policyholder.
 Click
here to learn more |
Long Term Care Insurance
Protect retirement assets from your greatest financial risk! Long Term Care
Insurance involves every day assistance needed when you have a serious
illness or disability that lasts for an extended period of time, and causes
you to be unable to completely care for yourself. This care could be
provided at your home, in an adult day care facility, nursing home or
hospice. The choice is up to your physician and you.
Click
here to learn more
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Group
Health Insurance
Medical expense insurance is the most significant type of group insurance in
terms of both the number of persons covered and the dollar outlay. Virtually
all employers offer some type of medical expense plan because it provides
employees and their families with the financial resources to pay for or
access medical treatment.
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here to learn more |
Life Insurance
Life Insurance is a unique asset. Because of its potential high yield and
its tax-favored benefits, it can be used to solve some of life’s perplexing
financial problems. Life Insurance can be used to:
• Create an estate
• Pay death taxes and other estate settlement costs
• Fund a business transfer
• Pay off a home mortgage
• Pay off loans
• College fund for children or grandchildren
• Supplement retirement funds
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here to learn more
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Annuities
The term “annuity” derives from a Latin term meaning “annual” and generally
refers to any circumstance where principal and interest are liquidated
through a series of regular payments made over a period of time. A
tax-deferred annuity is an annuity in which taxation of interest or other
growth is deferred until it is actually paid! An equity-indexed annuity is a
type of annuity which grows at the greater of an annual, guaranteed minimum
rate or the return from a specified stock market index.
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here to learn more
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Medicare Supplements
Although Medicare pays some of your doctor and hospital bills, it was never
intended to cover all of them. Relying on Medicare alone could result in a
financially devastating year should you be hospitalized or need extensive
outpatient treatment. Medicare Supplements provide coverage for all
Medicare-eligible charges including those for hospital care, office and home
physician services, outpatient X-rays and lab tests, etc.
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here to learn more
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Critical Illness
Critical Illness Insurance typically pays a cash benefit amount
to a policyholder when that person is diagnosed with one of several covered
critical illnesses like cancer, heart attack, or stroke. The money is paid
with no waiting period and, unlike traditional health insurance, is paid
directly to the insured.
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here to learn more
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Dental / Vision Insurance
Dental and Vision Insurance is an expense program designed to
provide reimbursement for expenses incurred in the care of dental and vision
related problems.
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here to learn more
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Short Term Disability / Long Term Disability
Disability Insurance, sometimes referred to as income protection,
protects your ability to earn a living. If you become disabled, you will
receive payments from your insurance company. Whether you have substantial
savings, investments, home equity understanding relatives, or none of these,
Disability Insurance could be the means to financial survival.
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here to learn more
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